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Deposit Accounts

Metrobank New York offers a variety of deposit services to individuals and businesses including checking account, savings account, and certificate of deposit (CD) account.

Savings Account
The interest on the account is 0.25% with an annual percentage yield of 0.25%.

The interest rate and annual percentage rate may change. At our discretion, we may change the interest rate on the account daily. Interest begins to accrue on the business day you deposit noncash items (for example, checks). Interest will not be compounded on the account.


One Month Certificate of Deposit
The interest rate on the account is 0.25% with an annual percentage yield of 0.25%.

The interest rate and annual percentage yield will not change for the term of the account. The interest rate will be in effect for One Month. Interest rate begins to accrue on the business day you deposit noncash items (for example, checks). Interest will not be compounded on the account. Interest will be credited at maturity. We will mail the interest in a check to you or deposit the interest in an account that you designate.


Three Month Certificate of Deposit
The interest rate on the account is 0.35% with an annual percentage yield of 0.35%.

The interest rate and annual percentage yield will not change for the term of the account. The interest rate will be in effect for Three Months. Interest rate begins to accrue on the business day you deposit noncash items (for example, checks). Interest will not be compounded on the account. Interest will be credited at maturity. We will mail the interest in a check to you or deposit the interest in an account that you designate.


To learn more about our terms and fees, please see our Deposit Account Disclosure (PDF 1.5k).

For further details regarding deposit accounts, you may contact us via email at support [at] metrobankny [dot] com or by phone at (800) 863-8762.

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Business Hours
Office Hours:
Mon-Fri : 9am to 5pm
Saturday : Close

Cutoff Time:
Banking: 3PM
Remittance: 4PM


Copyright 2009 - 2014 Metropolitan Bank & Trust Company. All Rights Reserved. Information in this document is subject to change without notice. Other products and companies referred to herein are trademarks or registered trademarks of their respective companies or mark holders. Metrobank may use links to other sites in an effort to help you obtain information. Metrobank cannot attest to the accuracy of information provided by any other sites. Links to other sites do not represent a site or product endorsement by Metrobank.

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