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FACTS: WHAT DOES METROPOLITAN BANK & TRUST COMPANY DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this carefully to understand what we do.
What? The types of information we collect and share depend on the product or service you have with us. This information can include:
• Social Security Number and Account transactions
• Checking account information and Employment information
• Transaction history and Wire transfer instructions
When customer is no longer customer of the Bank, the Bank continue to share customer's information as described in this notice. Refer to Privacy Policy Notice provided at account opening and on annual basis.
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers personal information; the reasons Metrobank chooses to share; and whether you can limit this sharing.
Reasons we can share your Personal Information
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. Metrobank do share information for this purpose and sharing cannot be be limited.
For our marketing purposes - to offer our products and services to you. Metrobank do share information for this purpose and sharing cannot be be limited.
For joint marketing with other financial companies - Metrobank do not share information for this purpose.
For our affiliates’ everyday business purposes - information about your transactions and experiences. Metrobank do not share information for this purpose.
For our affiliates’ everyday business purposes - information about your creditworthiness. Metrobank do not share information for this purpose.
For our affiliates to market to you - Metrobank do not share information for this purpose.
For non-affiliates to market to you - Metrobank do not share information for this purpose.
Who we are
Who is Providing this notice? Metropolitan Bank and Trust Company New York Branch
What we do
How does Metropolitan Bank & Trust Company protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Metropolitan Bank & Trust Company collect my personal information?
We collect your personal information, for example, when you:
• open an account or deposit money
• pay us by check or pay your bills
• apply for a loan
We also collect your personal information from others, such as credit bureaus, affiliates of other companies.
Why can’t I limit sharing?
Federal law gives you the right to limit only
• sharing for affiliates’ everyday business purposes – information about your credit worthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limitsharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account.
Definitions
Affiliates - Companies related by common ownership or control.They can be financial and nonfinancial companies.
• Metropolitan Bank & Trust Company does not share with our affiliates.
Nonaffiliates - Companies not related by common ownership or control. They can be financial and nonfinancial companies.
• Metropolitan Bank & Trust Company does not share with nonaffiliates so they can market to you.
Joint Marketing - A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
• Metropolitan Bank & Trust Company doesn’t jointly market
Other important information
Telephone Communications – If you communicate with us by telephone, we may monitor or record the call.
Questions? Call 1-800-863-8762 or go to www.metrobankny.com
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Banking Hours:
Mon-Fri : 9am to 3pm
Saturday : Close
Cutoff Time:
Banking: 3PM
Remittance: 3PM
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